Can I use my super for dental treatment?

Compassionate release of super may be available for eligible dental treatment under strict ATO medical and financial criteria. Approval is not guaranteed. Dental pain or having a super balance does not by itself establish eligibility. Treatment solely for cosmetic purposes does not qualify.

Using super reduces retirement savings. Tax and service fees may apply. Review the ATO requirements and consider independent financial advice before deciding whether to apply. You can apply directly to the ATO or choose application support.

Creative Smiles provides treatment assessments and itemised dental plans at our Armadale clinic for patients across Melbourne. Clinical suitability is assessed separately from payment arrangements.

Read about SuperCare application support, eligibility and costs.

Dr. Abella Huynh

Dental Surgeon

Abella graduated from Griffith University on the Gold Coast with the Griffith Award for Academic Excellence (Top 5%). She aims to provide a considerate environment for patients with different dental experiences and concerns.

Before moving to Melbourne, Abella worked in private practice in Brisbane and the Sunshine Coast in Queensland, and as a dental volunteer for Brisbane Youth Services. She is also a current member of the Australian Dental Association, the Australian Society of Endodontology, the Australian & New Zealand Society of Paediatric Dentistry, and other various dental study clubs. Abella participates in continuing education and has interests in oral surgery, aesthetic dentistry and paediatric dentistry.

Outside of work, Abella enjoys reading fiction novels, cooking, socialising with friends, and attending yoga class.

Languages Spoken:
English, Vietnamese.

Dr. Esther Chin

Dental Surgeon

Dr Esther Chin is a general dentist with interests in crown and bridge treatment, clear aligners and general dental care. She discusses treatment options, suitability, risks and costs with patients.

Dr Esther speaks English and Mandarin.

Dr. Reza Zamani

Dental Surgeon

Reza graduated from Beheshti university Iran in 1990. After spending his first 9 years practising in Iran & running his own clinic him and his family decided to move to Australia in 2008.

Reza has been a part of the Creative smiles team since 2010.

Dr Zamani completed All-on-4 training at the Malo Clinic in Portugal in 2018. He provides implant and full-arch treatment following individual assessment. His interests include dental implants and full-arch restoration.

Languages Spoken: English, Farsi. 

Dr. Claudia Braybon

Dental Surgeon

After completing her Bachelor of Dental Surgery in 1998, Dr Claudia Braybon has continued to grow and develop, completing further postgraduate studies in Oral Implants, Full mouth rehabilitation, Soft tissue management, Cosmetic Dentistry, Digital Smile Design and Digital Orthodontic treatments.

Dr Braybon participates in continuing education and has interests in restorative, orthodontic, implant and cosmetic dental care.

She discusses treatment options, expected benefits, limitations, risks and alternatives with patients so they can make an informed decision.

Dr Braybon is a member of the Australian Dental Association (ADA), International Team of Implantology (ITI), The Australian Prosthodontic Society (APS), Certified Invisalign provider and Digital Orthodontic College alumni.

Dr Braybon enjoys spending time with her family, travelling, playing tennis, dancing and a good laugh with her friends. 

Languages Spoken: English, Spanish.

Dr. Reg De Sousa

Dental Surgeon

As the practice principle at creative smiles I am proud to lead the dedicated team of doctors, nurses and administrative staff at Creative Smiles.

I come from a family of dentists and so grew up around dentistry from a young age helping out whenever I could .Hence my passion for dentistry began at an early age and has grown over the last 30 years that I have been in practice.

I qualified as a dentist from the Royal London Hospital Medical College, (University of London) in 1994. On graduation I completed a years post graduate vocational training and then began working on the NHS for the next 12 years.

During this time I also branched out and opened a small private practice on London’s Harley Street which I had for 5 years until my departure to Melbourne.

While on Harley street, I developed my interest in implant dentistry, and studied for a year in 2007, under a clinical mentorship.

In 2010 I moved to Melbourne with my family and began working as a dentist at Creative Smiles, where I have further developed my skills in implantology and cosmetic dentistry and additionally completed the Invisalign and Spark training.

I have also completed the All-On-4 training at the Malo Clinic in Lisbon, Portugal, where the concept was created, enabling me to offer this treatment concept in addition to the more traditional approach to fixed and removable prosthetic oral rehabilitation to our patients at Creative smiles.